@font-face {
  font-family: "Alegreya";
  font-style: normal;
  font-weight: 400 700;
  font-display: swap;
  src: url("../fonts/alegreya-cyrillic.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}

@font-face {
  font-family: "Alegreya";
  font-style: normal;
  font-weight: 400 700;
  font-display: swap;
  src: url("../fonts/alegreya-latin.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: "Exo 2";
  font-style: normal;
  font-weight: 400 800;
  font-display: swap;
  src: url("../fonts/exo2-cyrillic.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}

@font-face {
  font-family: "Exo 2";
  font-style: normal;
  font-weight: 400 800;
  font-display: swap;
  src: url("../fonts/exo2-latin.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

:root {
  --font-body: "Alegreya", Georgia, "Times New Roman", serif;
  --font-ui: "Exo 2", Arial, Helvetica, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: #ffffff;
  color: #1a2635;
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.58;
}

body.menu-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

button,
input,
select,
textarea {
  font: inherit;
}

button {
  cursor: pointer;
}

.container {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.skip-link {
  position: fixed;
  left: 12px;
  top: -60px;
  z-index: 90;
  padding: 8px 12px;
  background: #ffffff;
  color: #102b5e;
  font-family: Arial, Helvetica, sans-serif;
}

.skip-link:focus {
  top: 12px;
}

.header__notice {
  padding: 14px 20px;
  background: #ef8354;
  color: #ffffff;
  text-align: center;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.header__notice a {
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.header__main {
  background: #ffffff;
  border-bottom: 1px solid #e2e2e2;
}

.header__inner {
  display: flex;
  min-height: 92px;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.brand {
  flex: 0 0 auto;
}

.brand__logo {
  width: auto;
  height: 50px;
  object-fit: contain;
}

.main-nav__list {
  display: flex;
  margin: 0;
  padding: 0;
  align-items: center;
  gap: 34px;
  list-style: none;
}

.main-nav__link {
  color: #102b5e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.065em;
  text-decoration: none;
  text-transform: uppercase;
}

.main-nav__link:hover,
.main-nav__link_active {
  color: #e96f45;
}

.header__menu-button {
  display: none;
  width: 46px;
  height: 42px;
  border: 1px solid #102b5e;
  background: #ffffff;
  color: #102b5e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 24px;
  line-height: 1;
}

.page-main {
  min-height: 60vh;
}

.hero-panel {
  position: relative;
  min-height: 650px;
  overflow: hidden;
  background: #1a2635;
}

.hero-panel__image {
  width: 100%;
  height: 650px;
  object-fit: cover;
}

.hero-panel__shade {
  position: absolute;
  inset: 0;
  background: rgba(12, 31, 57, 0.51);
}

.hero-panel__content {
  position: absolute;
  inset: 0;
  display: grid;
  place-content: center;
  padding: 40px 20px;
  text-align: center;
  color: #ffffff;
}

.hero-panel__eyebrow,
.feature-story__eyebrow,
.promise-band__eyebrow,
.page-intro__eyebrow,
.directory-intro__eyebrow,
.contact-layout__eyebrow {
  margin: 0 0 12px;
  color: inherit;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.hero-panel__title {
  max-width: 900px;
  margin: 0 auto 12px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: clamp(42px, 6vw, 74px);
  line-height: 0.98;
  letter-spacing: 0.045em;
  text-transform: uppercase;
}

.hero-panel__text {
  max-width: 740px;
  margin: 0 auto 28px;
  font-size: 26px;
}

.hero-panel__actions,
.promise-band__actions,
.contact-layout__actions {
  display: flex;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
}

.action-link {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  padding: 12px 28px;
  border: 1px solid #102b5e;
  background: #ffffff;
  color: #102b5e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.045em;
  text-align: center;
  text-decoration: none;
  text-transform: uppercase;
}

.action-link:hover {
  background: #102b5e;
  color: #ffffff;
}

.action-link_dark {
  border-color: #102b5e;
  background: #102b5e;
  color: #ffffff;
}

.action-link_dark:hover {
  background: #ffffff;
  color: #102b5e;
}

.action-link_outline-light {
  border-color: #ffffff;
  background: transparent;
  color: #ffffff;
}

.action-link_outline-light:hover {
  background: #ffffff;
  color: #102b5e;
}

.feature-story {
  position: relative;
  padding: 54px 0 68px;
  background: #f4f1ed;
  overflow: hidden;
}

.feature-story__frame {
  position: relative;
  min-height: 450px;
}

.feature-story__media {
  margin-left: 9%;
  width: 82%;
  min-height: 450px;
}

.feature-story__image {
  width: 100%;
  height: 450px;
  object-fit: cover;
}

.feature-story__panel {
  position: absolute;
  left: 0;
  top: 72px;
  width: min(420px, 44%);
  padding: 34px 32px;
  background: #ffffff;
}

.feature-story__eyebrow,
.directory-intro__eyebrow {
  display: inline-block;
  padding: 3px 12px;
  background: #6aa7ba;
  color: #ffffff;
}

.feature-story__title,
.section-heading,
.page-intro__title,
.directory-intro__title,
.contact-layout__title,
.legal-document__title {
  margin: 0;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-weight: 800;
  letter-spacing: 0.075em;
  line-height: 1.08;
  text-transform: uppercase;
}

.feature-story__title {
  margin: 16px 0 14px;
  font-size: clamp(30px, 4vw, 48px);
}

.feature-story__text {
  margin: 0 0 18px;
  color: #3e4855;
}

.inline-link {
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.035em;
  text-decoration-thickness: 1px;
  text-underline-offset: 4px;
  text-transform: uppercase;
}

.slider-control {
  position: absolute;
  top: 50%;
  display: grid;
  width: 44px;
  height: 44px;
  border: 0;
  background: #12356e;
  color: #ffffff;
  font-size: 34px;
  line-height: 1;
  place-items: center;
  transform: translateY(-50%);
}

.slider-control_prev {
  left: -14px;
}

.slider-control_next {
  right: 0;
}

.reader-banner {
  position: relative;
  min-height: 330px;
  overflow: hidden;
  background: #102b5e;
}

.reader-banner__image {
  width: 100%;
  height: 330px;
  object-fit: cover;
}

.reader-banner__shade {
  position: absolute;
  inset: 0;
  background: rgba(8, 30, 65, 0.68);
}

.reader-banner__content {
  position: absolute;
  inset: 0;
  display: grid;
  padding: 32px 20px;
  align-content: center;
  justify-items: center;
  text-align: center;
  color: #ffffff;
}

.reader-banner__title,
.promise-band__title {
  margin: 0 0 12px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.04;
  letter-spacing: 0.055em;
  text-transform: uppercase;
}

.reader-banner__text {
  margin: 0 0 20px;
  font-size: 22px;
}

.reader-banner__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
}

.category-rail {
  padding: 48px 0 60px;
  background: #f7f5f2;
}

.section-heading {
  margin-bottom: 30px;
  text-align: center;
  font-size: clamp(34px, 5vw, 54px);
}

.category-rail__grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 5px;
}

.category-tile {
  position: relative;
  grid-column: span 4;
  min-height: 210px;
  overflow: hidden;
}

.category-tile:nth-child(1),
.category-tile:nth-child(5) {
  grid-column: span 5;
}

.category-tile:nth-child(2),
.category-tile:nth-child(6) {
  grid-column: span 3;
}

.category-tile__image {
  width: 100%;
  height: 100%;
  min-height: 210px;
  object-fit: cover;
  transition: transform 220ms ease;
}

.category-tile:hover .category-tile__image {
  transform: scale(1.025);
}

.category-tile__shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(10, 33, 66, 0.02), rgba(10, 33, 66, 0.72));
}

.category-tile__label {
  position: absolute;
  left: 16px;
  bottom: 12px;
  margin: 0;
  color: #ffffff;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: 0.065em;
  text-transform: uppercase;
}

.promise-band {
  position: relative;
  min-height: 440px;
  overflow: hidden;
}

.promise-band__image {
  width: 100%;
  height: 440px;
  object-fit: cover;
}

.promise-band__shade {
  position: absolute;
  inset: 0;
  background: rgba(24, 29, 31, 0.53);
}

.promise-band__content {
  position: absolute;
  inset: 0;
  display: grid;
  padding: 34px 20px;
  align-content: center;
  justify-items: center;
  text-align: center;
  color: #ffffff;
}

.promise-band__eyebrow {
  padding: 3px 14px;
  background: #2fa8c1;
}

.promise-band__text {
  max-width: 880px;
  margin: 0 0 24px;
  font-size: 22px;
}

.coverage-strip {
  padding: 58px 0 68px;
  background: #f7f5f2;
}

.coverage-strip__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.coverage-item__image {
  width: 100%;
  height: 250px;
  object-fit: cover;
}

.coverage-item__title {
  margin: 14px 0 4px;
  color: #15376f;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 20px;
  letter-spacing: 0.025em;
  text-transform: uppercase;
}

.coverage-item__text {
  margin: 0;
  color: #545a61;
  font-size: 16px;
  line-height: 1.45;
}

.assessment-board {
  padding: 62px 0 72px;
  background: #ffffff;
}

.assessment-board__intro {
  max-width: 820px;
  margin: 0 auto 30px;
  text-align: center;
}

.assessment-board__text {
  margin: 8px 0 0;
  color: #4e5864;
}

.assessment-board__table-wrap {
  overflow-x: auto;
}

.assessment-board__table,
.info-ledger,
.legal-document__table {
  width: 100%;
  border-collapse: collapse;
}

.assessment-board__table th,
.assessment-board__table td {
  border: 1px solid #ffffff;
  padding: 18px 20px;
  vertical-align: top;
}

.assessment-board__table th {
  background: #6ea5ba;
  color: #ffffff;
  font-size: 16px;
  font-weight: 400;
}

.assessment-board__table td {
  background: #e6f1f5;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  line-height: 1.45;
}

.assessment-board__table td:first-child {
  width: 19%;
  background: #d8edf5;
  font-size: 19px;
  font-weight: 800;
  text-transform: uppercase;
}

.buying-note {
  padding: 72px 0;
  background: #dff0f5;
}

.buying-note__layout {
  display: grid;
  grid-template-columns: minmax(0, 1.48fr) minmax(300px, 0.82fr);
  gap: 42px;
  align-items: center;
}

.buying-note__image {
  width: 100%;
  min-height: 390px;
  object-fit: cover;
}

.buying-note__title {
  margin: 0 0 12px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 33px;
  letter-spacing: 0.06em;
  line-height: 1.1;
  text-transform: uppercase;
}

.buying-note__text {
  margin: 0 0 20px;
  color: #405267;
}

.help-board {
  padding: 64px 0 76px;
  background: #ffffff;
}

.help-board__intro {
  margin-bottom: 42px;
  text-align: center;
}

.help-board__mark {
  width: 62px;
  height: 6px;
  margin: 18px auto 0;
  background: #12356e;
}

.help-board__item {
  border-bottom: 1px solid #12356e;
}

.help-board__button {
  display: flex;
  width: 100%;
  padding: 16px 0;
  border: 0;
  background: transparent;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 18px;
  font-weight: 800;
  justify-content: space-between;
  gap: 18px;
  text-align: left;
  text-transform: uppercase;
}

.help-board__symbol {
  flex: 0 0 auto;
}

.help-board__answer {
  display: none;
  max-width: 920px;
  padding: 0 0 18px;
  color: #495563;
}

.help-board__item_open .help-board__answer {
  display: block;
}

.footer {
  background: #cfcfcf;
  color: #182437;
}

.footer__inner {
  display: grid;
  grid-template-columns: 1.25fr 0.9fr 0.9fr;
  gap: 32px;
  padding: 42px 0 22px;
}

.footer__logo {
  width: auto;
  height: 46px;
  object-fit: contain;
  object-position: left center;
}

.footer__description {
  max-width: 450px;
  margin: 12px 0 0;
  font-size: 15px;
}

.footer__heading {
  margin: 0 0 10px;
  color: #102b5e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  letter-spacing: 0.045em;
  text-transform: uppercase;
}

.footer__list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.footer__item {
  margin-bottom: 4px;
  font-size: 15px;
}

.footer__link {
  color: #182437;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.footer__bottom {
  display: flex;
  padding: 12px 0 18px;
  border-top: 1px solid rgba(16,43,94,0.27);
  justify-content: space-between;
  gap: 18px;
  font-size: 13px;
}

.footer__legal {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-intro {
  padding: 66px 0 58px;

}

.page-intro_dark {
  background: #12356e;
  color: #ffffff;
}

.page-intro__title {
  max-width: 980px;
  font-size: clamp(38px, 5vw, 62px);
}

.page-intro_dark .page-intro__title {
  color: #ffffff;
}

.page-intro__text {
  max-width: 820px;
  margin: 18px 0 0;
  font-size: 22px;
}

.directory-intro {
  padding: 62px 0 34px;
  background: #ffffff;
}

.directory-intro__title {
  margin-top: 16px;
  font-size: clamp(32px, 4vw, 52px);
}

.directory-intro__text {
  max-width: 840px;
  margin: 14px 0 0;
  color: #4a5662;
}

.review-directory {
  padding: 20px 0 70px;
  background: #ffffff;
}

.review-directory__tabs {
  display: flex;
  margin-bottom: 24px;
  gap: 4px;
  flex-wrap: wrap;
}

.review-directory__tab {
  padding: 10px 16px;
  border: 1px solid #12356e;
  background: #ffffff;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.review-directory__tab_active {
  background: #12356e;
  color: #ffffff;
}

.review-directory__panel {
  display: none;
}

.review-directory__panel_active {
  display: block;
}

.editorial-list {
  display: grid;
  gap: 1px;
  background: #c3d8df;
}

.editorial-row {
  display: grid;
  grid-template-columns: minmax(180px, 0.68fr) minmax(0, 1.5fr) minmax(170px, 0.56fr);
  gap: 24px;
  padding: 22px 24px;
  background: #eef6f8;
  align-items: center;
}

.editorial-row__label {
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}

.editorial-row__title {
  margin: 0 0 4px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 23px;
  line-height: 1.15;
}

.editorial-row__text,
.editorial-row__meta {
  margin: 0;
  color: #4c5963;
  font-size: 15px;
  line-height: 1.45;
}

.editorial-row__meta {
  text-align: right;
}

.context-grid {
  padding: 62px 0 72px;
  background: #f7f5f2;
}

.context-grid__layout {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.context-item {
  border-top: 5px solid #6aa7ba;
  background: #ffffff;
}

.context-item__image {
  width: 100%;
  height: 210px;
  object-fit: cover;
}

.context-item__content {
  padding: 18px;
}

.context-item__title {
  margin: 0 0 7px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 20px;
  text-transform: uppercase;
}

.context-item__text {
  margin: 0;
  color: #56616d;
  font-size: 16px;
}

.info-ledger-section {
  padding: 62px 0 72px;
  background: #ffffff;
}

.info-ledger th,
.info-ledger td {
  padding: 16px 18px;
  border: 1px solid #ffffff;
  text-align: left;
  vertical-align: top;
}

.info-ledger th {
  background: #6ca5ba;
  color: #ffffff;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.info-ledger td {
  background: #e5f1f5;
  color: #324b63;
  font-size: 16px;
}

.guide-flow {
  padding: 62px 0 72px;
  background: #ffffff;
}

.guide-flow__layout {
  display: grid;
  grid-template-columns: minmax(0, 0.86fr) minmax(0, 1.14fr);
  gap: 48px;
  align-items: start;
}

.guide-flow__image {
  width: 100%;
  min-height: 460px;
  object-fit: cover;
}

.guide-flow__list {
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: guide;
}

.guide-flow__item {
  position: relative;
  padding: 0 0 22px 64px;
  counter-increment: guide;
}

.guide-flow__item::before {
  position: absolute;
  left: 0;
  top: 0;
  display: grid;
  width: 42px;
  height: 42px;
  background: #12356e;
  color: #ffffff;
  content: counter(guide, decimal-leading-zero);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  font-weight: 800;
  place-items: center;
}

.guide-flow__title {
  margin: 0 0 5px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 23px;
  text-transform: uppercase;
}

.guide-flow__text {
  margin: 0;
  color: #53606c;
}

.method-band {
  padding: 64px 0 72px;
  background: #6aa7ba;
  color: #ffffff;
}

.method-band__layout {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 42px;
}

.method-band__title {
  margin: 0 0 8px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 21px;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.method-band__text {
  margin: 0;
}

.about-story {
  padding: 68px 0 74px;
  background: #ffffff;
}

.about-story__layout {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
  gap: 48px;
  align-items: center;
}

.about-story__image {
  width: 100%;
  min-height: 440px;
  object-fit: cover;
}

.about-story__title {
  margin: 0 0 14px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 36px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.about-story__text {
  margin: 0 0 14px;
  color: #4b5863;
}

.contact-layout {
  padding: 68px 0 78px;
  background: #ffffff;
}

.contact-layout__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: 46px;
}

.contact-layout__title {
  margin: 14px 0 14px;
  font-size: 40px;
}

.contact-layout__text {
  color: #4d5965;
}

.contact-layout__image {
  width: 100%;
  margin-top: 24px;
  min-height: 290px;
  object-fit: cover;
}

.contact-layout__note {
  margin-top: 18px;
  padding: 14px 0 14px 18px;
  border-left: 5px solid #6aa7ba;
  color: #405267;
  font-size: 15px;
}


.legal-document {
  padding: 60px 0 74px;
  background: #ffffff;
}

.legal-document__title {
  margin-bottom: 12px;
  font-size: clamp(36px, 5vw, 56px);
}

.legal-document__lead {
  max-width: 880px;
  margin: 0 0 34px;
  color: #4d5965;
  font-size: 20px;
}

.legal-document h2 {
  margin: 32px 0 8px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 24px;
  letter-spacing: 0.035em;
  text-transform: uppercase;
}

.legal-document h3 {
  margin: 22px 0 6px;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 18px;
}

.legal-document p,
.legal-document li,
.legal-document td {
  color: #4d5965;
}

.legal-document__note {
  margin-top: 28px;
  padding: 14px 0 14px 18px;
  border-left: 5px solid #6aa7ba;
  color: #405267;
}

.legal-document__table th,
.legal-document__table td {
  padding: 12px 14px;
  border: 1px solid #c6dbe1;
  text-align: left;
  vertical-align: top;
}

.legal-document__table th {
  background: #dfeff3;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  text-transform: uppercase;
}

.cookie-banner {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 70;
  width: min(420px, calc(100% - 36px));
  padding: 18px;
  border: 1px solid #12356e;
  background: #ffffff;
  color: #405267;
  box-shadow: 0 3px 10px rgba(0,0,0,0.16);
}

.cookie-banner_hidden {
  display: none;
}

.cookie-banner__text {
  margin: 0 0 12px;
  font-size: 15px;
  line-height: 1.45;
}

.cookie-banner__actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

.cookie-banner__button {
  padding: 8px 14px;
  border: 1px solid #12356e;
  background: #12356e;
  color: #ffffff;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.cookie-banner__link {
  color: #12356e;
  font-size: 14px;
}

.error-page {
  display: grid;
  min-height: 62vh;
  padding: 70px 20px;
  background: #dff0f5;
  align-content: center;
  justify-items: center;
  text-align: center;
}

.error-page__code {
  margin: 0;
  color: #6aa7ba;
  font-family: Arial, Helvetica, sans-serif;
  font-size: clamp(82px, 14vw, 170px);
  line-height: 0.9;
}

.error-page__title {
  margin: 10px 0;
  color: #12356e;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 34px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.error-page__text {
  max-width: 620px;
  margin: 0 0 20px;
  color: #4d5965;
}

@media (max-width: 900px) {
  .header__inner {
    min-height: 76px;
  }



  .header__menu-button {
    display: block;
  }

  .main-nav {
    position: fixed;
    inset: 0 0 0 auto;
    z-index: 80;
    display: none;
    width: min(360px, 88vw);
    padding: 96px 28px 28px;
    background: #ffffff;
    box-shadow: -5px 0 16px rgba(0,0,0,0.18);
  }

  .main-nav_open {
    display: block;
  }

  .main-nav__list {
    display: grid;
    gap: 0;
  }

  .main-nav__item {
    border-bottom: 1px solid #d5dde2;
  }

  .main-nav__link {
    display: block;
    padding: 16px 0;
  }

  .hero-panel,
  .hero-panel__image {
    min-height: 560px;
    height: 560px;
  }

  .feature-story__media {
    margin-left: 0;
    width: 100%;
  }

  .feature-story__panel {
    position: relative;
    top: auto;
    width: 100%;
    margin-top: -80px;
  }

  .category-tile,
  .category-tile:nth-child(1),
  .category-tile:nth-child(2),
  .category-tile:nth-child(5),
  .category-tile:nth-child(6) {
    grid-column: span 6;
  }

  .coverage-strip__grid,
  .context-grid__layout,
  .method-band__layout {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .buying-note__layout,
  .guide-flow__layout,
  .about-story__layout,
  .contact-layout__grid {
    grid-template-columns: 1fr;
  }

  .footer__inner {
    grid-template-columns: 1fr 1fr;
  }

  .footer__brand {
    grid-column: 1 / -1;
  }

  .editorial-row {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .editorial-row__meta {
    text-align: left;
  }
}

@media (max-width: 620px) {
  body {
    font-size: 17px;
  }

  .container {
    width: min(100% - 24px, 1180px);
  }

  .header__notice {
    padding: 10px 12px;
    font-size: 12px;
  }



  .hero-panel,
  .hero-panel__image {
    min-height: 520px;
    height: 520px;
  }

  .hero-panel__text {
    font-size: 20px;
  }

  .feature-story {
    padding-top: 24px;
  }

  .feature-story__image,
  .feature-story__media {
    min-height: 330px;
    height: 330px;
  }

  .feature-story__panel {
    padding: 22px 18px;
  }

  .slider-control {
    width: 36px;
    height: 36px;
  }

  .category-tile,
  .category-tile:nth-child(1),
  .category-tile:nth-child(2),
  .category-tile:nth-child(5),
  .category-tile:nth-child(6) {
    grid-column: 1 / -1;
  }

  .category-tile,
  .category-tile__image {
    min-height: 180px;
  }

  .promise-band,
  .promise-band__image {
    min-height: 480px;
    height: 480px;
  }

  .assessment-board__table {
    min-width: 760px;
  }

  .buying-note__image,
  .guide-flow__image,
  .about-story__image {
    min-height: 310px;
  }

  .footer__inner {
    grid-template-columns: 1fr;
  }

  .footer__brand {
    grid-column: auto;
  }

  .footer__bottom {
    display: grid;
  }


  .legal-document__table {
    min-width: 680px;
  }

  .legal-document__table-wrap,
  .info-ledger-section__table-wrap {
    overflow-x: auto;
  }
}

.contact-route {
  padding: 30px;
  border: 1px solid #344b5a;
  background: #17212a;
}

.contact-route__eyebrow,
.review-article__eyebrow {
  margin: 0 0 10px;
  color: #77bfd0;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.contact-route__title {
  margin: 0 0 12px;
  color: #edf4f7;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 34px;
  line-height: 1.08;
  letter-spacing: 0.055em;
  text-transform: uppercase;
}

.contact-route__text,
.contact-route__note {
  color: #afc0c9;
}

.contact-route__list {
  margin: 24px 0 18px;
}

.contact-route__item {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 16px;
  padding: 13px 0;
  border-top: 1px solid #344b5a;
}

.contact-route__item:last-child {
  border-bottom: 1px solid #344b5a;
}

.contact-route__item dt {
  color: #edf4f7;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.contact-route__item dd {
  margin: 0;
  color: #f19a72;
  font-size: 15px;
}

.review-article {
  padding: 68px 0 76px;
  background: #0d141b;
}

.review-article__layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 50px;
  align-items: start;
}

.review-article__image {
  width: 100%;
  min-height: 420px;
  object-fit: cover;
}

.review-article__caption {
  margin: 12px 0 0;
  color: #8da0aa;
  font-size: 14px;
}

.review-article__lead {
  margin: 0 0 26px;
  color: #d7e1e6;
  font-size: 22px;
}

.review-article__section {
  padding: 18px 0;
  border-top: 1px solid #314550;
}

.review-article__section h2 {
  margin: 0 0 6px;
  color: #edf4f7;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 20px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.review-article__section p {
  margin: 0;
  color: #aebec7;
}

body {
  background: #0a0f14;
  color: #d7e1e6;
}

.skip-link,
.action-link,
.feature-story__panel {
  background: #edf4f7;
}

.header__main,
.main-nav {
  background: #101820;
  border-color: #293946;
}

.main-nav__link {
  color: #d7e5ea;
}

.main-nav__link:hover,
.main-nav__link_active,
.inline-link,
.cookie-banner__link {
  color: #f08a5d;
}

.header__menu-button {
  border-color: #6fb4c4;
  background: #101820;
  color: #edf4f7;
}

.feature-story,
.category-rail,
.coverage-strip,
.directory-intro,
.guide-flow,
.about-story,
.contact-layout,
.legal-document {
  background: #0d141b;
}

.feature-story__panel,
.cookie-banner {
  background: #17212a;
  color: #cfdae0;
}

.feature-story__title,
.section-heading,
.page-intro__title,
.directory-intro__title,
.contact-layout__title,
.legal-document__title,
.coverage-item__title,
.buying-note__title,
.help-board__mark,
.guide-flow__title,
.about-story__title,
.error-page__title,
.legal-document h2,
.legal-document h3 {
  color: #edf4f7;
}

.feature-story__text,
.coverage-item__text,
.assessment-board__text,
.buying-note__text,
.directory-intro__text,
.context-item__text,
.guide-flow__text,
.about-story__text,
.contact-layout__text,
.legal-document__lead,
.legal-document p,
.legal-document li,
.legal-document td,
.error-page__text {
  color: #aebec7;
}

.reader-banner,
.page-intro_dark,
.footer,
.method-band {
  background: #111b24;
}

.assessment-board,
.review-directory,
.info-ledger-section,
.help-board {
  background: #101820;
}

.assessment-board__table th,
.info-ledger th {
  background: #2b6170;
}

.assessment-board__table td,
.info-ledger td,
.legal-document__table th {
  background: #1d2b35;
  color: #dce7eb;
}

.assessment-board__table td:first-child,
.legal-document__table td {
  background: #18242d;
  color: #dce7eb;
}

.assessment-board__table th,
.assessment-board__table td,
.info-ledger th,
.info-ledger td {
  border-color: #0f171e;
}

.buying-note,
.context-grid,
.error-page {
  background: #16252f;
}

.help-board__item,
.editorial-row {
  border-color: #344b5a;
}

.help-board__button,
.editorial-row__title {
  color: #e8f0f3;
}

.help-board__answer,
.editorial-row__text,
.editorial-row__meta

 {
 color: #3e525f;
}
.footer__item,
.footer__description{
   color: #c1d1db;
}
.review-directory__tab {
  border-color: #42616f;
  background: #16252f;
  color: #d6e2e6;
}

.review-directory__tab_active,
.review-directory__tab:hover {
  background: #2d6878;
  color: #ffffff;
}

.context-item__content {
  background: #17212a;
}

.footer {
  border-top-color: #2b3c48;
}

.footer__bottom {
  border-top-color: #344b5a;
  color: #8ea0a9;
}

.footer__heading,
.footer__link {
  color: #dbe6ea;
}

.footer__link:hover {
  color: #f08a5d;
}

.contact-layout__note,
.legal-document__note {
  border-left-color: #65b5c6;
  color: #b5c4ca;
}

.legal-document__table th,
.legal-document__table td {
  border-color: #344b5a;
}

.cookie-banner {
  border-color: #41616f;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.35);
}

.cookie-banner__button,
.action-link_dark,
.slider-control,
.guide-flow__item::before {
  border-color: #2d6878;
  background: #2d6878;
  color: #ffffff;
}

.cookie-banner__button:hover,
.action-link_dark:hover {
  background: #edf4f7;
  color: #13222b;
}

.action-link {
  border-color: #edf4f7;
  color: #13222b;
}

.action-link:hover {
  border-color: #2d6878;
  background: #2d6878;
  color: #ffffff;
}

.action-link_outline-light {
  border-color: #edf4f7;
  background: transparent;
  color: #edf4f7;
}

.action-link_outline-light:hover {
  background: #edf4f7;
  color: #13222b;
}

@media (max-width: 900px) {
  .review-article__layout {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 620px) {
  .contact-route {
    padding: 20px;
  }

  .contact-route__item {
    grid-template-columns: 1fr;
    gap: 4px;
  }

  .review-article__image {
    min-height: 290px;
  }
}

.skip-link,
.header__notice,
.main-nav__link,
.header__menu-button,
.hero-panel__eyebrow,
.feature-story__eyebrow,
.promise-band__eyebrow,
.page-intro__eyebrow,
.directory-intro__eyebrow,
.contact-layout__eyebrow,
.hero-panel__title,
.action-link,
.feature-story__title,
.section-heading,
.page-intro__title,
.directory-intro__title,
.contact-layout__title,
.legal-document__title,
.inline-link,
.reader-banner__title,
.promise-band__title,
.category-tile__label,
.coverage-item__title,
.assessment-board__table td,
.buying-note__title,
.help-board__button,
.footer__heading,
.review-directory__tab,
.editorial-row__label,
.editorial-row__title,
.context-item__title,
.info-ledger th,
.guide-flow__item::before,
.guide-flow__title,
.method-band__title,
.about-story__title,
.legal-document h2,
.legal-document h3,
.legal-document__table th,
.cookie-banner__button,
.error-page__code,
.error-page__title,
.contact-route__eyebrow,
.review-article__eyebrow,
.contact-route__title,
.contact-route__item dt,
.review-article__section h2 {
  font-family: var(--font-ui);
}

/* Reduced heading sizes by 1.5x across the site's title hierarchy. */
.hero-panel__title {
  font-size: clamp(28px, 4vw, 49.33px);
}

.feature-story__title {
  font-size: clamp(20px, 2.67vw, 32px);
}

.reader-banner__title,
.promise-band__title {
  font-size: clamp(21.33px, 2.67vw, 32px);
}

.section-heading {
  font-size: clamp(22.67px, 3.33vw, 36px);
}

.page-intro__title {
  font-size: clamp(25.33px, 3.33vw, 41.33px);
}

.directory-intro__title {
  font-size: clamp(21.33px, 2.67vw, 34.67px);
}

.coverage-item__title,
.context-item__title,
.review-article__section h2 {
  font-size: 13.33px;
}

.buying-note__title,
.contact-route__title,
.error-page__title {
  font-size: 22.67px;
}

.editorial-row__title,
.guide-flow__title {
  font-size: 15.33px;
}

.method-band__title {
  font-size: 14px;
}

.about-story__title {
  font-size: 24px;
}

.contact-layout__title {
  font-size: 26.67px;
}

.legal-document__title {
  font-size: clamp(24px, 3.33vw, 37.33px);
}

.legal-document h2 {
  font-size: 16px;
}

.legal-document h3 {
  font-size: 12px;
}